100 mortgages are mortgages that cover the full amount of the property value that you wish to buy and are funded 100% by the mortgage company, rather than part funded by the mortgagee and the rest loaned by the mortgage lender.

Finding 100 mortgages is trickier than it was a few years ago, but there still are a few providers on the market offering good mortgage loans, provided your financial record and ability to repay are good.

You should consider getting your finances into tip top condition, so that the mortgage lender has the best chance to process your application with the utmost confidence, since banks are a bit wary of lending right now, so anything that you can do to improve your chances of acceptance is a good move.

Make sure any outstanding debts are uptodate, that you can illustrate that you have funds available to repay the mortgage with ease each month, that your job security is stable and the property is good value, so that the 100 mortgages are worthwhile investment.